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Manage Money Like a Mighty Girl: 30 Resources to Teach Kids Financial Literacy

A Mighty Girl's top picks of books and toys for teaching kids about money management.

Financial literacy is an essential skill for every child to learn! Money is an integral part of modern life, and whether your child is a preschooler counting coins, an elementary school child saving for a new toy, a tween learning about investing, or a teen budgeting for school expenses or their first full-time job, there are plenty of opportunities to teach kids how to earn, save, spend, donate, and invest. And yet a recent study from the Girl Scouts found that only 12% of girls aged 8 to 17 feel very confident making financial decisions, proof that we need to do more to improve kids' financial literacy.

In this blog post, we've showcased our favorite resources to help kids (and maybe parents too!) learn more about money and how to manage it. From play money that helps young kids learning to identify coins and bills, to books that introduce concepts like debt, entrepreneurship, and investing to older kids, and even a few titles to guide parents in money conversations, these resources will help you give your Mighty Girl the confidence to manage her money successfully — and use it to plan for her future.

On the Money: Fiction about spending and saving

A Chair for My Mother

A Chair for My Mother

Written by: Vera B. Williams
Illustrated by: Vera B. Williams
Recommended Age: 3 - 8

Rosa's family's home was destroyed by a fire, and while neighbors are able to provide much of what they need, the one thing that's missing is a big, soft chair to relax in after a long day. So every day, Rosa, Grandma, and Mama save everything they can in a big jar: Mama contributes her tips from her job as a waitress, Grandma tosses in change when she saves money at the market, and even Rosa puts her few pennies in. Finally, when the jar is full, the family picks a rose-covered chair, just as comfortable as they've been dreaming the whole time. This beloved book celebrates both the value of work and the rewards that come from careful money management.

Buy:
Buy:
Amazon.ca
C$12.50 (CAD)
Amazon.co.uk
£9.73 (GBP)
Amazon.com.au
A$15.95 (AUD)
Amazon.com
$7.19 (USD)

The Berenstain Bears' Trouble With Money

The Berenstain Bears' Trouble With Money

Recommended Age: 3 - 7

Sister and Brother Bear don't seem to be able to hold onto money for a second — as soon as they get it, they spend it! So Mama and Papa decide to start teaching them the value of money by getting them to earn some themselves. The cubs catch onto the idea quickly, walking pets, picking blackberries, and selling lemonade. When they go a little bit overboard, though, and start going to excessive lengths for a few extra pennies, it's time to teach the kids that what makes really important is what you can do with it... like arranging a surprise for someone special. For another book from the same series addressing money management, check out The Berenstain Bears' Dollars and Sense.

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Buy:
Amazon.ca
C$7.99 (CAD)
Amazon.co.uk
£4.12 (GBP)
Amazon.com.au
A$12.74 (AUD)
Amazon.com
$5.57 (USD)

Lemonade in Winter

Lemonade in Winter

Written by: Emily Jenkins
Illustrated by: G. Brian Karas
Recommended Age: 3 - 8

Pauline and her little brother look out the window on a snowy day and get inspired... to set up a lemonade stand! They pool their money for start-up capital, buy some supplies, and mix up some refreshing lemonade and limeade, then start trying to attract customers on their rather empty street. Despite their best efforts, from advertising to entertainment to dramatic sales, they don't make back the cost they invested — but they do make enough for a couple of Popsicles to share. This book is unique in its discussion of the possible failure of a business, providing a great opportunity to talk about forethought and planning when starting a new endeavor. This fun and quirky story also provides a great lesson in resiliency and an encouraging example of two resilient kids who don't let plans gone awry keep them down.

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Amazon.ca
C$25.99 (CAD)
Amazon.co.uk
£14.99 (GBP)
Amazon.com.au
A$39.99 (AUD)
Amazon.com
$11.99 (USD)

A Dollar For Penny

A Dollar For Penny

Written by: Julie Glass
Illustrated by: Joy Allen
Recommended Age: 4 - 6

Penny is selling pink lemonade on this beautiful summer's day, preparing to put each coin into her big glass jar bank. Her first cup sells for 1 cent, and she doesn't want to sell herself short, so she raises the price to 2 cents, then 5. Some customers are willing to pay even more! At the end of the day, when she counts all her coins, Penny is thrilled to discover that she's made 100 cents — a whole dollar. This level 2 Step Into Reading book includes pages at the end that show pictures of coins with their denominations, and shows how they add up: five pennies to a nickel, two nickels to a dime, etc. Newly emerging readers will love the rhyming text, as well as Penny's entrepreneurial spirit.

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Amazon.ca
C$7.99 (CAD)
Amazon.co.uk
£4.36 (GBP)
Amazon.com.au
A$17.59 (AUD)
Amazon.com
$5.39 (USD)

Dirt Cheap

Dirt Cheap

Written by: Mark Hoffmann
Illustrated by: Mark Hoffmann
Recommended Age: 4 - 8

Birdie desperately wants the XR1000 Super Extreme Soccer Ball, but the narrator has a pointed question: "Soccer balls cost money. How much ya got?" Birdie's first thought is a yard sale, but she finds there's not much of a market. When the irrepressible girl realizes that everyone is working on their yards, she digs up her own back yard and (once she works out a few pricing issues) sells "dirt cheap cheap dirt" to everyone in the neighborhood. Of course, a soccer ball isn't much good without a yard — so she may have to turn her business acumen to fixing the lawn, too! This tongue-in-cheek story starring an industrious main character explores multiple financial concepts, from adding up change to supply and demand, in a way that's sure to inspire a few young entrepreneurs.

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Amazon.ca
C$53.76 (CAD)
Amazon.co.uk
£13.08 (GBP)
Amazon.com.au
A$176.27 (AUD)
Amazon.com
$21.99 (USD)

The Girl and The Bicycle

The Girl and The Bicycle

Written by: Mark Pett
Illustrated by: Mark Pett
Recommended Age: 4 - 8

In a shop window, a girl spots the bike of her dreams, but it costs far more than she has saved. Her quest to find ways to earn money leads to a friendly neighbor, who offers her work in the garden. Together, the woman and the girl work side by side until she finally has saved enough — but when she returns to the shop, the bike is gone. Fortunately, after she uses her savings to do a good deed for her brother, the girl discovers that she’s not the only generous person on her street! This sweet wordless story is a celebration of hard work, cross-generational friendships, and the joy that comes from generosity.

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C$25.99 (CAD)
Amazon.co.uk
£12.99 (GBP)
Amazon.com.au
A$23.09 (AUD)
Amazon.com
$16.07 (USD)

Miss Fox's Class Earns A Field Trip

Miss Fox's Class Earns A Field Trip

Written by: Eileen Spinelli
Illustrated by: Anne Kennedy
Recommended Age: 4 - 8

When Miss Fox's class sets their sights on a trip to Roller Coaster Planet, she helps them carefully budget what they need... but their fundraising doesn't go smoothly! With every addition to their savings jar through fundraising, they end up with an unexpected cost (all related to the accidental havoc that their fundraising ideas wreak on a visiting author.) Kids will laugh at the slapstick and practice their math as they watch the class' savings rise and fall, and the comically unrealistic resolution provides fodder for kids to discuss what they would have done to raise funds instead.

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Amazon.ca
C$10.81 (CAD)
Amazon.co.uk
£14.06 (GBP)
Amazon.com.au
A$26.80 (AUD)
Amazon.com
$7.99 (USD)

Princess Persephone and the Money Wizards

Inflation Comes to Ganymede

Princess Persephone and the Money Wizards

Inflation Comes to Ganymede

Written by: Sheila Blair
Illustrated by: Manuela López
Recommended Age: 6 - 9

Princess Persephone of Ganymede has big plans for the summer, and they include having all of her friends join her on a special vacation! Except when she talks to her friends, they all say they can't afford tickets. When Persephone learns that Ganymede's Money Wizards can print more bills, she decrees an immediate issue despite their warning that prices could soar, and her subjects rejoice as they find they have twice as many bills in their wallets as before. Except with all her subjects on a spending spree, the tickets her friends need are hard to come by, and prices are rising by the day... This rollicking entry in the Money Tales series — written by Sheila Blair, former Chair of the Federal Deposit Insurance Corporation — introduces the basics of what causes inflation in a way that will make kids eager to learn more about how money and finance works.

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C$22.10 (CAD)
Amazon.co.uk
£15.93 (GBP)
Amazon.com.au
A$46.63 (AUD)
Amazon.com
$15.97 (USD)

Rickshaw Girl

Rickshaw Girl

Written by: Mitali Perkins
Illustrated by: Jamie Hogan
Recommended Age: 6 - 9

Naima's family is struggling for money, and can't even afford her school fees any more, even though she's won the prize for painting alpanas, traditional patterns used to decorate homes for special occasions. She desperately wants to add to the family's income; if she were a boy, she could take her father's rickshaw — so Naima decides to disguise herself and give it a try. Unfortunately, she crashes the rickshaw, leaving the family in a worse spot than before. In the end, it turns out that her painting ability will be the key to supporting her family — and will even teach her that she could have a future as a business owner. This early chapter book reminds young readers to draw on their strengths, and also provides some quick lessons on what it's like to start and operate a business.

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Buy:
Amazon.ca
C$8.46 (CAD)
Amazon.co.uk
£7.09 (GBP)
Amazon.com.au
A$16.52 (AUD)
Amazon.com
$6.95 (USD)

Payback on Poplar Lane

Payback on Poplar Lane

Written by: Margaret Mincks
Recommended Age: 8 - 12

Peter Gronkowski has his sights set on being a professional businessman, so he starts a new business with the help of an unpaid "intern," aspiring writer Rachel Chambers. But while Rachel may seem quiet, she's also resourceful and driven — and when Peter's overbearing behavior proves too much, she starts her own competing empire! As they each jockey to win their rivalry with slander, espionage, and sabotage, they finally realize that money and success aren't as important as their friendship. Smart and funny, with alternating chapters telling both kids' perspectives, readers will love watching Rachel and Peter find a partnership that proves that two determined heads are better than one.

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Amazon.ca
C$14.99 (CAD)
Amazon.co.uk
£9.42 (GBP)
Amazon.com.au
A$25.49 (AUD)
Amazon.com
$8.31 (USD)

The Startup Squad

The Startup Squad

Recommended Age: 8 - 12

When sixth grader Resa learns that the winner of the class lemonade stand competition gets a special privilege for the field trip to an amusement park, she's determined to be on top! But she's got to work with teammates, and that's where the problems start. Resa figures she can rely on Didi, her best friend, but Didi doesn't know anything about making lemonade or starting a business — and Resa quickly writes off Harriet, the class clown, and unreliable, and Amelia, the new girl, as stuck up. But when Resa starts pushing the other girls around, all three of them push back. It'll take working together to turn their lemonade stand into a recipe for success! This series opener is perfect for would-be business owners, and even includes tips from the Startup Squad and a profile of a girl entrepreneur!

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Amazon.ca
C$22.25 (CAD)
Amazon.co.uk
(Unavailable)
Amazon.com.au
A$23.37 (AUD)
Amazon.com
$7.99 (USD)

Project Startup: Eat Bugs

Project Startup: Eat Bugs

Written by: Heather Alexander
Illustrated by: Vanessa Flores
Recommended Age: 9 - 12

When sixth grade vegetarian Hallie tries a fried cricket on the zoo field trip, she sees huge possibilities, from addressing world hunger to reducing ecological damage caused by farming meat. When she gets paired with Jaye for a business class pitch competition, Jaye is horrified: who would want to eat insects! But as the pair work together, they form an unexpected bond... and they begin to imagine themselves as partners selling bugs as food. Inspired by the real life story of sustainable protein company Chirps — whose founders Rose Wang and Laura D'Asaro pitched their chips made with cricket flour on the TV show Shark Tank — this illustrated novel introduces kids to enterpreneurship and how it can help you pursue the causes you're passionate about.

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Amazon.ca
C$43.00 (CAD)
Amazon.co.uk
£11.84 (GBP)
Amazon.com.au
A$38.19 (AUD)
Amazon.com
$10.99 (USD)

How Ella Grew an Electric Guitar

How Ella Grew an Electric Guitar

Recommended Age: 9 - 13

Ella and her friends have formed a band, and what they really need is the powerful sound of an electric guitar. Ella can play, but she only has an acoustic guitar — and her Dad won't replace it, pointing out that it works fine and "money doesn't grow on trees." So Ella sets her sights on saving the $229 she'll need to buy one herself. Savings accounts and stock market investments will obviously be too slow, so it's time to give starting her own business a try. But when she takes a loss on her first day of sales, she starts to question whether she'll ever grow her savings enough to get the guitar of her dreams. Written by Orly Sade, a professor of finance, and Ellen Neuborne, a former editor for BusinessWeek Magazine, this book introduces tweens to the realities of planning, earning, and saving for bigger goals.

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Amazon.ca
C$10.46 (CAD)
Amazon.co.uk
£5.10 (GBP)
Amazon.com.au
A$30.99 (AUD)
Amazon.com
$7.99 (USD)

Dollars and Sense: Guides to Teach Financial Skills

The Everything Kids' Money Book

The Everything Kids' Money Book

Recommended Age: 8 - 12

Kids can learn everything from how coins are made to how to invest in the stock market with this handy book! Individual chapters talk about everything from the history of money and banking to assessing needs versus wants to sharing your funds with a well-chosen charity. Fun, accessible sidebars give additional facts, while puzzles and word games scattered throughout reinforce the concepts you're learning. A glossary at the end defines terms financial terms, from allowance to withholding, that kids will use both now and in the future.

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Buy:
Amazon.ca
C$14.99 (CAD)
Amazon.co.uk
£9.66 (GBP)
Amazon.com.au
A$14.99 (AUD)
Amazon.com
$8.17 (USD)

Better Than A Lemonade Stand!: Small Business Ideas for Kids

Better Than A Lemonade Stand!: Small Business Ideas for Kids

Written by: Daryl Bernstein
Illustrated by: Rob Husberg
Recommended Age: 8 - 12

Kids looking for inspiration for a business they can start on their own will love this guide! Daryl Bernstein originally wrote this book as a 15-year-old, and he's since updated it with his experience in the adult world. Bernstein lists 55 different small business ideas, from balloon-bouquet maker to leaf raker to silver polisher, that tweens can take on to make some extra funds. Each business description includes a list of what supplies you would need, how much time the business might take, what to charge, and how to advertise. Plus, general tips help kids determine if they're ready to add the responsibility of a business to their schedule and provide recommendations to make sure you and your business are protected with agreement, contracts, and proper legal operations.

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Buy:
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C$19.99 (CAD)
Amazon.co.uk
£11.27 (GBP)
Amazon.com.au
A$37.38 (AUD)
Amazon.com
$13.82 (USD)

Investing for Kids: How to Save, Invest and Grow Money

Investing for Kids: How to Save, Invest and Grow Money

Recommended Age: 8 - 13

Sooner or later, kids outgrow their piggy banks — which means they're ready to learn about investing! In this helpful guide, kids follow the Dollar Duo, Mr. Finance and Investing Woman, as they learn how to earn money, start a savings plan, and discover how stocks and bonds work. Kids will explore how risk and reward work in investing, what it means to divest their portfolios, and how savvy investing can help make money grow. With up-to-date information about modern investing techniques like impact investing and digital trading, this is the perfect get-started guide for kids ready for the next money steps.

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Amazon.ca
C$16.50 (CAD)
Amazon.co.uk
£8.99 (GBP)
Amazon.com.au
A$14.88 (AUD)
Amazon.com
$6.35 (USD)

A Smart Girl's Guide: Money

A Smart Girl's Guide: Money

Written by: Nancy Holyoke
Recommended Age: 9 - 13

Money is powerful — but do you know how to manage it well? Learning money skills early — everything from saving skills to savvy shopping to how to value your work time — will benefit a girl for her entire life. A Smart Girl's Guide: Money teaches tweens key money and spending skills, including tips for how to negotiate pay in her first jobs. Full of quizzes, tips, and helpful quotes from real-life girls, this guide will help her feel more confident in her money decisions. This book from the American Girl Library provides a great guide for tweens who are starting to get into more complex money decisions.

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C$17.99 (CAD)
Amazon.co.uk
£16.43 (GBP)
Amazon.com.au
A$29.99 (AUD)
Amazon.com
$9.69 (USD)

How to Turn $100 into $1,000,000: Earn! Save! Invest!

How to Turn $100 into $1,000,000: Earn! Save! Invest!

Recommended Age: 10 to 14

With a little work and dedication, any kid can take the money they earn and make it grow. As the authors of this book point out, having a large nest egg (whether you reach that $1,000,000 mark or not) gives you freedom, a sturdy safety net, and the chance to help others. Various chapters emphasize a true millionaire mindset — one that keeps eyes on the prize rather than being swayed by the fads and impulse purchases that tempt you — and teach how to earn money, make that money grow, and then make the best use of the money you've saved. Iinformative and engaging, this book will give your Mighty Girl big financial dreams — and the tools she needs to achieve them.

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Buy:
Amazon.ca
C$18.99 (CAD)
Amazon.co.uk
£10.33 (GBP)
Amazon.com.au
A$16.96 (AUD)
Amazon.com
$9.99 (USD)

The Motley Fool Investment Guide for Teens

8 Steps to Having More Money Than Your Parents Ever Dreamed Of

The Motley Fool Investment Guide for Teens

8 Steps to Having More Money Than Your Parents Ever Dreamed Of

Recommended Age: 13 and up

Even small amounts of money invested early can grow to astonishing totals if you have the time to wait! In this guide, the creators of The Motley Fool provide an introduction to investing for teen audiences, demonstrating how being more conservative about spending now can have big payoffs in the future. Individual sections tackle finding great companies to invest in, avoiding financial blunders, and understanding how to prioritize your savings, making sure that you have some fun now but are also prepared for bigger goals later, like college and retirement. Their optimistic tone and helpful suggestions encourage teens to set big goals for their financial futures — and give teens the tools they need to achieve them.

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Buy:
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C$24.99 (CAD)
Amazon.co.uk
£22.80 (GBP)
Amazon.com.au
A$34.77 (AUD)
Amazon.com
$14.61 (USD)

The Young Entrepreneur's Guide to Starting A Business

Turn Your Ideas Into Money!

The Young Entrepreneur's Guide to Starting A Business

Turn Your Ideas Into Money!

Written by: Steve Mariotti
Recommended Age: 14 and up

Teens can turn their ideas into business that stand the test of time! In this book, author and entrepreneur Steve Mariotti teaches teens why being a business owner can be so satisfying — and how to make sure you create a business that works. From the nuts and bolts of creating a legal structure for your business and writing a business plan, to sales strategies and marketing, and even tips on how to grow you business through hiring, expansion, and IPOs, this book covers everything from a part-time business for a little extra spending money to a company that becomes your career. Along the way, stories of real entrepreneurs provide plenty of inspiration and the reassurance that you can do it too!

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C$37.99 (CAD)
Amazon.co.uk
£18.00 (GBP)
Amazon.com.au
A$44.04 (AUD)
Amazon.com
$14.41 (USD)

How to Money: Your Ultimate Visual Guide to the Basics of Finance

How to Money: Your Ultimate Visual Guide to the Basics of Finance

Illustrated by: Nina Cosford
Recommended Age: 14 and up

Managing money is a critical element of having the life you want to live, but too many people (adults included!) aren't confident with finances. In this visual guidebook, the team at HerMoney — including bestselling author Jean Chatzky and her colleague Kathryn Tuggle — introduce teens to critical concepts and common pitfalls on the way to financial independence. They talk about budgeting, goal setting, different ways of earning money, navigating the student loan system, and how to establish both a credit history and an investment portfolio. Accessible, entertaining, and empowering, this guide is the perfect way to understand the nuances of money, debt, and investing so you'll feel ready to take charge.

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Buy:
Amazon.ca
C$26.99 (CAD)
Amazon.co.uk
£16.88 (GBP)
Amazon.com.au
A$31.42 (AUD)
Amazon.com
$13.99 (USD)

Play Money: Toys and Games for Teaching Money Skills

Play Money Set

Play Money Set

Manufacturer: Melissa and Doug
Recommended Age: 3 - 8

In order for kids to play with money, they need some bills and coins! This set of play money from Melissa and Doug comes in a wooden cash drawer for easy sorting and organization. Fifty of each denomination of both coins and bills means there’s more than enough here for multiple kids to play, or for stocking the cash drawer of a play store. Kids can practice totaling funds, making change, and more.

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Buy:
Amazon.ca
C$48.87 (CAD)
Amazon.co.uk
(Unavailable)
Amazon.com.au
A$42.40 (AUD)
Amazon.com
$15.39 (USD)

Pretend and Play Calculator Cash Register

Pretend and Play Calculator Cash Register

Manufacturer: Learning Resources Inc
Recommended Age: 3 - 8

When you buy things at a store, the cashier uses a cash register — so why not pick up a play cash register that works as a real calculator? This solar-powered cash register’s buttons really work and allow kids to work with decimals as well as whole dollars so that it feels like a real-life cash register. Thirty play bills and forty plastic coins come with it for paying and making change, and it includes a plastic credit card that beeps when you slide it.

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Buy:
Amazon.ca
C$57.98 (CAD)
Amazon.co.uk
£57.18 (GBP)
Amazon.com.au
(Unavailable)
Amazon.com
$28.82 (USD)

Pretend-to-Spend Wallet

Pretend-to-Spend Wallet

Manufacturer: Melissa & Doug
Recommended Age: 3 - 8

Practice spending, saving, and counting money with the Pretend-To-Spend Wallet set from Melissa & Doug! This set includes over 40 pieces, including a folding nylon wallet with a pocket for 14 play money bills, a see-through pouch for the 19 play coins, and slots for the write-on cards, which include bank cards, a drivers license, a library card, and more. Don't forget your coupons so you get the best deal! It's a fun way to incorporate money and spending into pretend play.

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Buy:
Amazon.ca
C$24.48 (CAD)
Amazon.co.uk
(Unavailable)
Amazon.com.au
A$73.58 (AUD)
Amazon.com
$15.99 (USD)

Learning Resources Pretend Play Money

Learning Resources Pretend Play Money

Manufacturer: Learning Resources
Recommended Age: 3 - 8

Learn about dollars and cents with this 150-piece set of play money from Learning Resources! Made from heavy-duty paper and printed on both sides, each pretend bill is ready for countless pretend cash transactions. The plastic coins are life-sized and have imprints that look like real currency, too. You can use this realistic play money to teach lessons in making change, identifying value, and adding and subtracting — or enjoy running a pretend store. It's a fun way to teach money sense in a playful way.

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Buy:
Amazon.ca
C$19.99 (CAD)
Amazon.co.uk
(Unavailable)
Amazon.com.au
A$28.24 (AUD)
Amazon.com
$12.29 (USD)

Money Savvy Pig

Money Savvy Pig

Manufacturer: Money Savvy Generation
Recommended Age: 3 and up
Piggy banks are a classic savings tool, but this Money Savvy Pig updates the idea with four compartments, one each for spending, saving, investing and donating! Each of these compartments empties independently, so kids can set money aside for different goals and keep their categories separated. This bank comes in four translucent colors (pink, green, blue, and purple) and there's also an option of an opaque platinum pig. An included booklet provides some information for parents and kids about the different categories, and there's also a sticker sheet to remind kids of their plans for their savings, donations, and investments.
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Buy:
Amazon.ca
(Unavailable)
Amazon.co.uk
(Unavailable)
Amazon.com.au
(Unavailable)
Amazon.com
$27.99 (USD)

Moonjar Classic Moneybox: Save, Spend, Share

Moonjar Classic Moneybox: Save, Spend, Share

Manufacturer: Moonjar
Recommended Age: 3 and up

This compact divided bank helps kids learn about the three key categories of money: spending, saving, and donating. Three tin moneyboxes, each a different color, nest together to easily sort your child's money. Since the compartments are easy to open and close, kids can deposit, withdraw, and count their funds easily. An included passbook lets kids track transactions, making it clear how the money they have available goes up and down as they choose to make purchases, and a family guide provides suggestions for having money conversations with kids.

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Buy:
Amazon.ca
(Unavailable)
Amazon.co.uk
(Unavailable)
Amazon.com.au
A$75.21 (AUD)
Amazon.com
$19.99 (USD)

Smart Piggy Trio Bank

Smart Piggy Trio Bank

Manufacturer: Giantsuper
Recommended Age: 4 and up

This colorful trio bank provides three compartments for saving, spending, and sharing. Each compartment features a thoughtful quote about that money activity — so, for example, the “Share” box reads, “We make a living by what we get, but we make a life by what we give.” Individual ledgers for each box allow kids to track their deposits and withdrawals and watch their cash flow. Add in the included Kid’s Guide that explains basic money concepts, and there’s enough here to give her a great financial start.

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Buy:
Amazon.ca
C$47.83 (CAD)
Amazon.co.uk
£29.86 (GBP)
Amazon.com.au
A$56.29 (AUD)
Amazon.com
$19.99 (USD)

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